Railroad Division

Benefits for Railroad Employees

Retirement Benefits

All members employed by U.S. Carriers are covered by the Railroad Retirement Act. Additionally, our members participate in the Boilermaker-Blacksmith National Pensions Trust. The Railroad Retirement Board may be contacted at:

Health and Welfare Benefits

Health and medical benefits for Railroad Division members and their dependents are provided by United Healthcare plan GA-23000. This is a national program which involves in and out of network benefits. Employees on certain carriers receive their medical benefits from hospital associations. Dependents of these employees receive their benefits from United Healthcare and not from the hospital association. During periods of unemployment, members are able to purchase medical coverage through United Healthcare under Policy GA-23111. This is a union-only plan that all of rail labor has provided for union members and their families. Additional information regarding this plan may be obtained by contacting United Healthcare.

Dental Benefits are Provided by Etna.

Mental Health and Substance Abuse benefits are provided by Value Options.

Mail order and prescription drugs are provided by Medco Containment Services, Inc.

Sick and Accident Benefits

Sick and Accident Insurance is provided by UNUM. This policy affords members who are sick or injured approximately seventy percent (70%) of their pay when they are unable to work. UNUM may be contacted at