Holiday savings for working families | International Brotherhood of Boilermakers

6 tips for holiday budgeting

1. Holiday gift ideas for less

Stretch your holiday budget by saving hundreds of dollars on gifts for the whole family.

Save on the iPhone GS and up to 10% on AT&T wireless phone & data service with the only unionized cellular phone company. Already an AT&T customer? For a limited time, switch to Union Plus AT&T Wireless without the $36 transfer fee.
Check out Union Plus discounts on Dell laptops, desktops, cameras, plasma screens, even Playstation 3.
Give the gift of fun with Union Plus discounts on movie tickets, Broadway shows, Disney theme parks, retail gift cards, Las Vegas tours, and more.

Opening holiday gifts is a ton of fun, but opening January credit card bills is not. Learn how to avoid post-holiday "spender's remorse."

Save on holiday gifts at UnionPlus.org/HolidayDiscounts

2. Save 20% on holiday flowers and centerpieces

Save 20% off holiday floral arrangements, plants, centerpieces, and gift baskets galore, all hand-delivered by local florists. Satisfaction 100% guaranteed. Worldwide and same-day delivery available.

Order now for holiday delivery. | 1-888-667-7779

3. Holiday travel savings

Do your holiday plans include flying to Grandma's? A winter vacation? With Union Plus discounts, you'll save hundreds of dollars on cars, condos, and more.

Check out airfares for domestic and international travel.
Save up to 25% on auto, SUV and mini-van rentals from Hertz, Avis, and Budget.
Why stay in a hotel when you can rent a comfy condo, nightly or weekly? It costs less than you think.

Take less and pay less when you travel by air. Check on airline baggage fees before you start packing. Most airlines now charge for checking both your first and second bags. Also ask about weight limits. You may pay a surcharge if you try to cram a lot into one bag, instead of leaving "extras" at home.

Visit UnionPlusTravel.com and save

4. NEW: Help with medical bills

Struggling to pay out-of-pocket medical bills? Help is now available -- and it's free. The Union Plus Medical Bill Negotiating Service provides union members free assistance to negotiate bills of at least $400. The service is available to all qualified union members and retirees. Learn more.

Also, as a Union Plus Credit Card holder, you may qualify for a new $1,000 Hospital Care Grant. Grants never have to be repaid and are available for qualifying union members and retirees. Learn more.

"Union members who are facing unexpected hospital bills will find the Union Plus grants to be a blessing. It was truly an answer to our prayers. Thank God and Union Plus for being there when we needed help." --Gloria Farrister, wife of Joseph F. Farrister (HFIU)

Apply now at UnionPlus.org/HospitalGrant

5. Save on eldercare services

Are you caring for an aging parent or spouse? Union Plus Eldercare Services can simplify your search for affordable assistance. Caregiver support is available to help you cope during the already stressful holiday season.

Experienced eldercare specialists can also help:

Inform you on the most appropriate eldercare options
Coordinate contacts with eldercare resources in the area
Initiate services such as in-home care and more.

Few U.S. veterans take advantage of the Non-Service Connected Improved Pension Benefit, commonly referred as the "Aid and Attendance" benefit. Don't overlook this program that assists veterans and their spouses/widows pay out-of-pocket medical bills. Find out more or call 1-866-570-8588.

Enroll now at UnionPlus.org/Eldercare | 1866-570-8588

6. New law protects credit cardholders

President Obama recently signed a new law that will make credit card terms more transparent. This law also reduces or eliminates certain fees and arbitrary rate hikes. Most of these new protections go into effect in February 2010. Learn more about changes affecting credit cardholders.

Working families may qualify for unique Union SAFE benefits that help credit cardholders facing financial hardship due to job loss, disability, high hospital bills, layoff, or disaster.