Holiday savings for working families

6 tips for holiday budgeting

Stretch your holiday budget by saving hundreds of dollars on gifts for the whole family.

Opening holiday gifts is a ton of fun, but opening January credit card bills is not. Learn how to avoid post-holiday "spender's remorse."

Save on holiday gifts at UnionPlus.org/HolidayDiscounts

Save 20% off holiday floral arrangements, plants, centerpieces, and gift baskets galore, all hand-delivered by local florists. Satisfaction 100% guaranteed. Worldwide and same-day delivery available.

Order now for holiday delivery. | 1-888-667-7779

Do your holiday plans include flying to Grandma's? A winter vacation? With Union Plus discounts, you'll save hundreds of dollars on cars, condos, and more.

Take less and pay less when you travel by air. Check on airline baggage fees before you start packing. Most airlines now charge for checking both your first and second bags. Also ask about weight limits. You may pay a surcharge if you try to cram a lot into one bag, instead of leaving "extras" at home.

Visit UnionPlusTravel.com and save

Struggling to pay out-of-pocket medical bills? Help is now available -- and it's free. The Union Plus Medical Bill Negotiating Service provides union members free assistance to negotiate bills of at least $400. The service is available to all qualified union members and retirees. Learn more.

Also, as a Union Plus Credit Card holder, you may qualify for a new $1,000 Hospital Care Grant. Grants never have to be repaid and are available for qualifying union members and retirees. Learn more.

"Union members who are facing unexpected hospital bills will find the Union Plus grants to be a blessing. It was truly an answer to our prayers. Thank God and Union Plus for being there when we needed help." --Gloria Farrister, wife of Joseph F. Farrister (HFIU)

Apply now at UnionPlus.org/HospitalGrant

Are you caring for an aging parent or spouse? Union Plus Eldercare Services can simplify your search for affordable assistance. Caregiver support is available to help you cope during the already stressful holiday season.

Experienced eldercare specialists can also help:

  • Inform you on the most appropriate eldercare options
  • Coordinate contacts with eldercare resources in the area
  • Initiate services such as in-home care and more.

Few U.S. veterans take advantage of the Non-Service Connected Improved Pension Benefit, commonly referred as the "Aid and Attendance" benefit. Don't overlook this program that assists veterans and their spouses/widows pay out-of-pocket medical bills. Find out more or call 1-866-570-8588.

Enroll now at UnionPlus.org/Eldercare | 1866-570-8588

President Obama recently signed a new law that will make credit card terms more transparent. This law also reduces or eliminates certain fees and arbitrary rate hikes. Most of these new protections go into effect in February 2010. Learn more about changes affecting credit cardholders.

Working families may qualify for unique Union SAFE benefits that help credit cardholders facing financial hardship due to job loss, disability, high hospital bills, layoff, or disaster.